Student Loan Calculator

Use our free student loan calculator to estimate your monthly student loan payment under the various student loan repayment plans: Standard (including the new Tiered Standard Plan), Graduated, Extended, IBR, RAP, PAYE, and ICR.

You can also use this standalone calculator for the upcoming Repayment Assistance Plan (RAP).

Note the SAVE plan is ending this fall. You can still see what your payment would have been under this now expired plan but you cannot enroll in it.

To use the student loan calculator, you do need to have some basics of your loan or loans - including the interest rate and payment amounts. Take the total of all your loans and the average interest rate. Or you can tackle each loan individually. After that, the st...