$84 Trillion Is Changing Hands and the Generation Receiving It Owns Crypto

2 days ago 6

Rommie Analytics

Key Takeaways

  • $84 trillion projected to transfer from Boomers to heirs through 2045.
  • 45% of Millennials own crypto versus just 8% of Americans over 50.
  • A 2% reallocation into crypto implies $2.2 trillion in new demand.
  • Top 1.5% of households account for 42% of all transfers, $35.8 trillion.
  • 47% of heirs plan to fire their parents’ financial advisor after inheriting.

According to Grayscale report, Baby Boomers are the wealthiest generation in American history. Combined with the Silent Generation, Americans roughly sixty years and older held approximately $110 trillion in wealth as of Q4 2025, according to Federal Reserve data. Through 2045, an estimated $84 trillion of that will move to heirs and charities, according to Medium...

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