Are TFSAs and RRSPs the right spot for GICs and do transfer fees make it prohibitive to consolidate accounts?

Q. In reading articles about wealth management for retired people, I’m finding it difficult to find information about fees for converting and consolidating accounts. Financial institutions generally charge $169 for registered retirement savings plan (RRSP) transfers and probably the same for

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3. Are TFSAs and RRSPs the right spot for GICs and do transfer fees make it prohibitive to consolidate accounts?