Best Student Loan Rates for July 28, 2026: Abe Leads at 2.18%

Student loan rates have are getting even more competitive as peak back to school season starts. As of July 28, 2026, private student loan lenders are offering fixed rates as low as 2.18% APR and variable rates starting as low as 3.03% APR, depending on credit profile, degree program, and repayment term. 

Abe® Student Loans is currently offering the lowest fixed rate loan available. Student Choice is currently offering the lowest variable rate student loan available.

While federal student loan rates are set annually by Congress, pr...