Can Greg, 61, with adopted younger kids, afford to retire on $4.2 million

Q. We are thinking of retiring within one or two years and are curious what tips you have for us. I’m 61 years old and my wife is 58. We adopted two children late in life who are only 13 and 12½ years old, and we have net assets totaling $4.2 million and zero debt.

My issues are: 1. we have our investments at multiple institutions; 2. we are looking for overall forward

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3. Can Greg, 61, with adopted younger kids, afford to retire on $4.2 million