3 hours ago
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COTI is trying to reduce that exposure by treating privacy as part of the payment flow. Its products are built around a simple idea: a transfer can be verifiable without making every part of a user’s financial activity public.
Key Takeaways
- COTI is packaging privacy for payments.
- Interphase targets private cross-chain settlement.
- COTI Global targets consumer crypto spending.
- Private transfers can still reveal data.
- Usability will determine whether it matters.
Payment privacy starts with a familiar problem
Public ledgers make it easy to confirm that a transaction happened. The same visibility can be uncomfortable when someone is paying for a service, receiving a salary or settling an invoice. A customer may not want a merchant to see their wider wallet history, while a business may not want suppliers or competitors to inspect its treasury movements.
That does not mean every public-chain payment is automatically linked to a real identity. It does mean that once an address is associated with a person or c...
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