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Key Takeaways
Only five of 339 Sparkassen offer DekaBank’s crypto service so far; each bank decides whether to join.
Trades cost €0.99 per order, plus a spread Deka does not publish in advance.
Withdrawals are limited to four named custodians; personal wallets are excluded.
Potential reach versus launch-day access
DekaBank introduced “Krypto – powered by Deka” in an October 19 announcement, with Bitcoin, Ether, Solana, XRP and Polygon’s POL available at launch. The rollout will run gradually over the coming months, and each Sparkasse decides whether to add the service to its app.
That opt-in model is why the group’s size says little about early access. The German Savings Banks Association’s 2025 financial report describes the Sparkassen-Finanzgruppe as Germany’s largest banking group, with around 50 million customers. Deka’s Read Entire Article
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