How much you should save per year based on your salary – according to an accountant

It’s time to get smart with your savings (Picture: Getty Images)

Ever wondered if you’re saving enough?

Once you’ve paid your mortgage or rent, settled your bills, and done your weekly food shop, often there’s little left to squirrel away.

And for many, that’s before being able to spend your hard-earned cash on ‘little treats,’ from dinner and drinks with friends to relaxing holidays.

However, it’s not all doom and gloom in the world of personal finance.

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