How To Start Building Credit Early: Moves To Make Before You Need It

Most credit-building advice is written for people who need help with bad credit. If you’re 17, 19, or 22, that’s probably not your problem. Your problem is that you most likely don’t have any credit history: either no file at the bureaus, or a file too thin for a lender to read, both of which are normal for your age.

That matters because to gene...