Is Caesar, a 37-year-old renter, putting too much money into retirement savings and employee stock?

Q. I am 37 years old with about $1 million in assets. I earn roughly $170,000 annually and rent a nice two-bedroom apartment. I do not want to own property since I move around a lot to advance my career.

Here is the breakdown of my net worth: $30,000 in a bank account; $175,000 in a self-directed savings account; $400,000 in a registered retirement savings plan (RRSP); $150,000 in a tax-free savings account (TFSA) and $1...