(Update: Offer is back. Again available to both new and existing customers depositing new funds. For existing customers, the deposits must be in addition to your balance as of 4/19/26.)
Live Oak Bank is an FDIC-insured internet bank that is focused on lending to small businesses. Their personal savings account has a limited-time offer of a $200 bonus if you deposit $20,000+ in new funds into their online savings account by 11:59 p.m. ET on 5/31/2026 via this special offer page and keep it there for 60 days. The current interest rate is 3.80% APY. Direct deposit is not required. Valid for both new and existing customers, as long as you are adding new money (lookback date is 4/19/26).
Unlike some other deposit bonuses, the 60-day window starts when the new money hits:
Beginning on the date in April or May 2026 whe...
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