Martin Lewis explains why you should never buy gift cards as Christmas presents

The MSE founder says cash is a better option (Picture: Getty)

Apologies if you’re not ready to give up on summer just yet, but you’ve officially now got less than 100 days left to prepare for Christmas.

In the latest edition of his newsletter, Martin Lewis urged readers to start getting ready now, as there’s only a few paydays to go before festivities commence.

But there’s one thing the Money Saving Expert (MSE) founder warns against, and that’s buying gift cards and vouchers.

On Martin’s list of 15 ‘ho, ho… oh ...