Martin Lewis shares two key checks to make before overpaying your mortgage

A number of MSE readers are asking Martin whether they should overpay their mortgage right now (Picture: Getty)

After more than two years of drops followed by recent stagnation, many are predicting the Bank of England will increase the base rate from 3.75% to 4% in November.

‘In fact, the market is currently pricing in that the rate will rise four times over the next year,’ Martin Lewis writes in latest newsletter.

‘As new fixed mortgage rates depend on the market’s view of f...