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Key Takeaways
- XRP settles transactions in 3–5 seconds at fractions of a penny.
- Over 4 billion transactions completed on the XRP Ledger.
- Founders were Bitcoin core contributors who built specifically for payments.
- Community described as family in calm periods, army under pressure.
- Longevity and specialization cited as core competitive advantages.
The origin story Garlinghouse leads with
Garlinghouse opened not with price or market cap but with where XRP came from. The earliest inventors of the XRP Ledger had been contributors to Bitcoin’s core. They saw in that work an opportunity to build something different, “specialized and specific and unique to really solve a payments problem.”
XRP’s founders did not arrive at the payments use case by elimination or rebrand. They came from Bitcoin’s ...
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