Should I delay taking CPP and OAS if I have chronic health issues?

1 month ago 18

Rommie Analytics

Retirement does not unfold on a spreadsheet. It unfolds in real life with health issues, market cycles, family history, spending needs and the very human desire to enjoy the early, active years of retirement.

Q. My wife, Rina, and I are both 63 years old, and will retire at age 65. I know there are many advantages to delaying Canada Pension Plan (CPP) and Old Age Security (OAS) until 71, as you get higher monthly payments for l...

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