Student Loan Interest Cap Plans: 0%, 2% And A 10% Credit Card Cap

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Ranking Member U.S. Sen. Elizabeth Warren (D-MA) speaks during a Senate Committee on Banking, Housing, and Urban Affairs hearing in the Dirksen Senate Office Building on February 26, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)(Sipa via AP Images)

Key Points

Democrats take control of Congress in January, and Senator Elizabeth Warren says her 10% credit card interest cap bill is ready.
Three federal student loan bills to cut rates are also on the table: a Democratic 0% bill,...

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