XRP is the native cryptocurrency of the XRP Ledger, a public blockchain that has been running since June 2012. All 100 billion XRP were created at launch, no new coins are ever issued, and every transaction destroys a small fee. Ripple, the US company, is not XRP but its largest holder: it keeps 31.4 billion XRP in time-locked escrow accounts and another 4.1 billion in freely available wallets. On October 21, 2026, one XRP cost $1.38, giving a market capitalisation of $87.3 billion and fifth place among all cryptocurrencies, according to CoinMarketCap.
The SEC's case against Ripple ended in August 2025, and spot XRP ETFs have traded in the United States since November 2025. This explainer covers how many XRP exist, who holds them, what the token is used for and which risks matter. The network's technology gets only a short summary here; the linked XRP Ledger explainer goes into the detail.
What is XRP: the key facts at a glance
- Fixed maximum supply: All 100 billion XRP were created in ...
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