In the United States you have been able to buy a spot ETF on XRP for a while now, one on Solana and one on Ethereum. In Germany you cannot. Type the ticker from a US headline into your broker's search box and you get either no results at all or a note telling you that the instrument is closed to retail clients. That is not your broker's doing and it is not a mistake at your end. It comes down to two European rulebooks that work independently of one another.
The good news is that for almost every cryptocurrency with a US spot ETF there is an exchange-traded security in Germany that does economically much the same job. It simply carries a different name, it is built differently in legal terms, and it brings a risk an ETF does not. This article works through the chain in order: why the US ETF is blocked, what you can buy instead, where the difference hurts, and when buying the coins outright on an exchange serves you better than holding a security in your brokerage account.
English (US)