What Do XTB Stock Savings Plans Offer?
XTB's savings plan offering covers individual stocks as well as ETFs — not just exchange-traded funds — meeting the growing demand for hands-off, recurring stock investing. Investors can set up an automated savings plan on a single share, an ETF, or a mix of both.
The headline number: XTB offers 3,469 stocks eligible for savings plans, on top of its lineup of ETFs, ETNs, and ETCs. That makes automated, recurring investing available across a large slice of the global equity market — not just fund-based products.
How Much Does an XTB Savings Plan Cost?
The fee structure is one of the most competitive parts of the offering, and it applies uniformly across every eligible stock, ETF, ETN, and ETC:
- 0% commission on monthly trading volume up to 100,000 EUR
- 0.2% commission (minimum 10 EUR) on volume above that threshold
For the vast majority of retail investors — who rarely approach a six-figure monthly savings rate — this effectively means commission-free automated investing. The cost only becomes a factor at volumes far beyond typical private savings plans.
English (US)