Zero-deposit mortgages actually cost homeowners thousands more

10 hours ago 3

Rommie Analytics

Woman placing a coin inside a piggy bank, with a model house beside her, to indicate saving for a house deposit.
Zero-deposit mortgages can be an easier way onto the ladder – but they aren’t cheaper (Picture: Getty Images)

When it comes to buying a home these days, cobbling together a deposit takes some serious saving.

Many first-time buyers end up relying on the Bank of Mum and Dad. One 2026 study from Barclays found ...

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