USDT cashback and 7 percent on stablecoins: what the MiCA interest ban means for you

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Rommie Analytics

Since August 31, 2026, another card offer has been advertising two numbers that stand out when you put them side by side: up to 10 percent cashback in USDT on every purchase, and on top of that up to 7 percent a year on the USDT balance you keep available for the card. The short answer to why you will not find terms like these at any provider licensed in the EU sits in a single article of the European crypto regulation. Article 50 MiCAR bars licensed providers from paying you anything for holding a regulated stablecoin. This piece sets out what that article says word for word, what the ban covers, where its limit runs, and what you can draw from it when you judge a card offer.

USDT cashback and 7 percent on your balance: what was announced on August 31, 2026

The trading platform MEXC presented a payment card on the Visa network on August 31, 2026, the MEXC Global Card. According to the company it is virtual to begin with, can be added to Apple Pay and Google Pay, and is funded from a USDT balance. The trade publication crypto.news, which reviewed the announcement the same day at around 19:12 UTC, names three tiers: 4 percent cashback with a monthly cap of 100 USDT, 6 percent with a cap of 300 USDT, and 10 perce...

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